• Our Integrated Approach

We actively manage our processes by soliciting frequent
feedback both internally and from our insurance clients.

Company’s Goal
Business strategies
Financial stability
Surplus stability and growth
Capital adequacy tests
AM Best rating

Investment Objectives
Investment income and cash flow needs
Total return
Book income/yield targets
Asset liability management
Tax optimization

Assess risk and Constraints
Risk parameters
Regulatory risks
Accounting/tax concerns
Rating agencies

Investment Policy
Duration targets/limits
Credit quality/risk exposures
Strategic asset allocation
Benchmark selection
Realized gain/loss tolerance

Portfolio Construction
Taxable/tax-exempt allocation
Yield curve and duration management
Asset class and sector allocation
Security selection
Trade execution

Portfolio Monitoring
Frequent risk management and portfolio monitoring
Monthly and quarterly communication to insurer
Periodic calculation of portfolio versus targets